Expect around $600 cash at independent providers - a benchmark from 2 independent cash observations in Indiana, illustrative, not a quote.
Evidence2 independent cash observations · 96 hospital files · CMS Medicare reference · official APCD benchmarkSnapshot 2026-07-27. Benchmarks, not quotes.
$600cash
$180Medicare pays · reference$826Indiana APCD screening benchmark$1,117typical hospital$2,432high hospital
1Ask for CPT 72148
Use the code so the provider quotes the exact service.
2Get the all-in cash price
Confirm read fees, facility fees, draw fees, contrast, and follow-up.
3Get it in writing
Ask for a Good Faith Estimate before paying.
4Keep the paper trail
Confirm a claim for the service is not submitted to your health plan. Keep the superbill, receipt, CPT, NPI, and TIN.
Official APCD screening benchmark$826 is the Indiana Health Prices middle insurance price for MRI of the Spine, all health plans, through March 2026. It is a screening benchmark, not your plan's statutory determination. The law's test uses your plan's average discounted network rate. Confirm that rate and process in writing.Open official source
CHIRO-VISITChiropractic adjustment — single cash visitchiroAsk for quoteEvidence is still thin for this service.Verify in APCD / planOfficial source; no mapped benchmarkOpen official sourceSource record pendingPublic source or archive marker pending
CHIRO-NPSChiropractic new-patient special (consultation + exam + adjustment)chiroAsk for quoteEvidence is still thin for this service.Verify in APCD / planOfficial source; no mapped benchmarkOpen official sourceSource record pendingPublic source or archive marker pending
74150CT abdomen (no contrast)CT · Medicare ref $128$5002 independent cash observations · 106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$870-$1,663106 hospital files · as of 2026-07-15
74160CT abdomen (with contrast)CT · Medicare ref $215$6502 independent cash observations · 101 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$985-$1,884101 hospital files · as of 2026-07-15
74176CT abdomen & pelvis (no contrast)CT · Medicare ref $172$5002 independent cash observations · 102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,115-$2,672102 hospital files · as of 2026-07-15
74177CT abdomen & pelvis (with contrast)CT · Medicare ref $281$6502 independent cash observations · 103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,490-$3,299103 hospital files · as of 2026-07-15
74178CT abdomen & pelvis (without & with contrast)CT · Medicare ref $316Ask for quote100 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,706-$3,976100 hospital files · as of 2026-07-15
72125CT cervical spine (no contrast)CT · Medicare ref $122$5002 independent cash observations · 104 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$885-$1,817104 hospital files · as of 2026-07-15
70450CT head/brain (no contrast)CT · Medicare ref $100$5002 independent cash observations · 107 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$785-$1,480107 hospital files · as of 2026-07-15
70460CT head/brain (with contrast)CT · Medicare ref $139$6502 independent cash observations · 106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$856-$1,717106 hospital files · as of 2026-07-15
70470CT head/brain (without & with contrast)CT · Medicare ref $162Ask for quote103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$997-$2,125103 hospital files · as of 2026-07-15
73700CT lower extremity (no contrast)CT · Medicare ref $122$5002 independent cash observations · 102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$762-$1,550102 hospital files · as of 2026-07-15
72131CT lumbar spine (no contrast)CT · Medicare ref $122$5002 independent cash observations · 103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,009-$1,869103 hospital files · as of 2026-07-15
72128CT thoracic spine (no contrast)CT · Medicare ref $122$5002 independent cash observations · 104 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$996-$1,725104 hospital files · as of 2026-07-15
71250CT thorax (no contrast)CT · Medicare ref $124$5002 independent cash observations · 106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$761-$1,543106 hospital files · as of 2026-07-15
71260CT thorax (with contrast)CT · Medicare ref $156$6502 independent cash observations · 105 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$937-$1,891105 hospital files · as of 2026-07-15
71270CT thorax (without & with contrast)CT · Medicare ref $183Ask for quote100 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,023-$2,231100 hospital files · as of 2026-07-15
20605Arthrocentesis/injection intermediate jointinjection · Medicare ref $53Ask for quote89 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$474-$1,38889 hospital files · as of 2026-07-15
20610Arthrocentesis/injection major jointinjection · Medicare ref $64Ask for quote100 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$608-$1,917100 hospital files · as of 2026-07-15
20550Injection tendon sheath/ligamentinjection · Medicare ref $57Ask for quote78 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$363-$3,48678 hospital files · as of 2026-07-15
62323Lumbar epidural injection with imaging guidanceinjection · Medicare ref $255Ask for quote67 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,076-$2,58567 hospital files · as of 2026-07-15
64483Transforaminal epidural injection, lumbarinjection · Medicare ref $248Ask for quote62 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,210-$3,32362 hospital files · as of 2026-07-15
80048Basic metabolic panellab · Medicare ref $8Ask for quote106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$55-$218106 hospital files · as of 2026-07-15
85025CBC with differential (automated)lab · Medicare ref $8$291714 independent cash observations · 105 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$44-$132105 hospital files · as of 2026-07-15
85027CBC without differential (automated)lab · Medicare ref $6Ask for quote103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$41-$128103 hospital files · as of 2026-07-15
80053Comprehensive metabolic panellab · Medicare ref $11$491714 independent cash observations · 105 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$102-$267105 hospital files · as of 2026-07-15
82565Creatininelab · Medicare ref $5Ask for quote106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$31-$89106 hospital files · as of 2026-07-15
82728Ferritinlab · Medicare ref $14$591305 independent cash observations · 106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$87-$206106 hospital files · as of 2026-07-15
84439Free thyroxine (free T4)lab · Medicare ref $9Ask for quote105 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$72-$205105 hospital files · as of 2026-07-15
80050General health panellabAsk for quote83 hospital filesVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$203-$47683 hospital files · as of 2026-07-15
82947Glucose quantitativelab · Medicare ref $4$391305 independent cash observations · 106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$29-$102106 hospital files · as of 2026-07-15
83036Hemoglobin A1clab · Medicare ref $10$391714 independent cash observations · 103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$59-$159103 hospital files · as of 2026-07-15
80076Hepatic function panellab · Medicare ref $8Ask for quote106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$64-$246106 hospital files · as of 2026-07-15
86803Hepatitis C antibodylab · Medicare ref $14$551714 independent cash observations · 101 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$121-$346101 hospital files · as of 2026-07-15
80061Lipid panellab · Medicare ref $13$591714 independent cash observations · 108 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$74-$247108 hospital files · as of 2026-07-15
85610Prothrombin time (PT/INR)lab · Medicare ref $4$48409 independent cash observations · 109 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$31-$159109 hospital files · as of 2026-07-15
84153PSA totallab · Medicare ref $18$691714 independent cash observations · 107 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$100-$370107 hospital files · as of 2026-07-15
84443Thyroid stimulating hormone (TSH)lab · Medicare ref $17$491714 independent cash observations · 108 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$91-$301108 hospital files · as of 2026-07-15
81001Urinalysis automated with microscopylab · Medicare ref $3Ask for quote101 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$36-$117101 hospital files · as of 2026-07-15
81003Urinalysis automated without microscopylab · Medicare ref $2Ask for quote106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$25-$97106 hospital files · as of 2026-07-15
82607Vitamin B-12lab · Medicare ref $15$491714 independent cash observations · 106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$88-$212106 hospital files · as of 2026-07-15
82306Vitamin D 25-hydroxylab · Medicare ref $30$991714 independent cash observations · 106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$124-$317106 hospital files · as of 2026-07-15
77067Screening mammography, bilateralmammographyAsk for quote4 hospital filesVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$302-$3294 hospital files · as of 2026-07-15
74181MRI abdomen (no contrast)MRI · Medicare ref $182$6002 independent cash observations · 96 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,143-$2,59696 hospital files · as of 2026-07-15
74183MRI abdomen (without & with contrast)MRI · Medicare ref $314Ask for quote94 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,553-$3,65694 hospital files · as of 2026-07-15
70551MRI brain (no contrast)MRI · Medicare ref $183$6002 independent cash observations · 98 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,245-$2,59998 hospital files · as of 2026-07-15
70552MRI brain (with contrast)MRI · Medicare ref $252$7502 independent cash observations · 90 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,248-$2,70590 hospital files · as of 2026-07-09
70553MRI brain (without & with contrast)MRI · Medicare ref $297Ask for quote93 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,462-$3,67693 hospital files · as of 2026-07-15
72141MRI cervical spine (no contrast)MRI · Medicare ref $179$6002 independent cash observations · 95 hospital files · CMS Medicare reference · official APCD benchmark$826Indiana Health Prices · March 2026Open official source$1,077-$2,47695 hospital files · as of 2026-07-15
72142MRI cervical spine (with contrast)MRI · Medicare ref $256$7502 independent cash observations · 83 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,148-$2,76883 hospital files · as of 2026-07-15
72156MRI cervical spine (without & with contrast)MRI · Medicare ref $298Ask for quote94 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,496-$3,59994 hospital files · as of 2026-07-15
71550MRI chest (no contrast)MRI · Medicare ref $311$6002 independent cash observations · 92 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,254-$2,70592 hospital files · as of 2026-07-15
71552MRI chest (without & with contrast)MRI · Medicare ref $435Ask for quote86 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,415-$3,69186 hospital files · as of 2026-07-15
73721MRI lower extremity joint (no contrast)MRI · Medicare ref $191$6002 independent cash observations · 92 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,172-$3,03992 hospital files · as of 2026-07-15
73722MRI lower extremity joint (with contrast)MRI · Medicare ref $294$7502 independent cash observations · 90 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,294-$3,00190 hospital files · as of 2026-07-15
73723MRI lower extremity joint (without & with contrast)MRI · Medicare ref $357Ask for quote92 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,478-$4,31392 hospital files · as of 2026-07-15
73718MRI lower extremity non-joint (no contrast)MRI · Medicare ref $208$6002 independent cash observations · 93 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,223-$2,55493 hospital files · as of 2026-07-15
72148MRI lumbar spine (no contrast)MRI · Medicare ref $180$6002 independent cash observations · 96 hospital files · CMS Medicare reference · official APCD benchmark$826Indiana Health Prices · March 2026Open official source$1,117-$2,43296 hospital files · as of 2026-07-15
72149MRI lumbar spine (with contrast)MRI · Medicare ref $252$7502 independent cash observations · 89 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,176-$2,66889 hospital files · as of 2026-07-15
72158MRI lumbar spine (without & with contrast)MRI · Medicare ref $298Ask for quote93 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,434-$3,47193 hospital files · as of 2026-07-15
72195MRI pelvis (no contrast)MRI · Medicare ref $213$6002 independent cash observations · 98 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,234-$2,59598 hospital files · as of 2026-07-15
72197MRI pelvis (without & with contrast)MRI · Medicare ref $313Ask for quote94 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,425-$3,42494 hospital files · as of 2026-07-15
72146MRI thoracic spine (no contrast)MRI · Medicare ref $179$6002 independent cash observations · 95 hospital files · CMS Medicare reference · official APCD benchmark$826Indiana Health Prices · March 2026Open official source$1,029-$2,46395 hospital files · as of 2026-07-15
72147MRI thoracic spine (with contrast)MRI · Medicare ref $254$7502 independent cash observations · 82 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,148-$2,94082 hospital files · as of 2026-07-08
72157MRI thoracic spine (without & with contrast)MRI · Medicare ref $298Ask for quote93 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,459-$3,60293 hospital files · as of 2026-07-15
73221MRI upper extremity joint (no contrast)MRI · Medicare ref $192$6002 independent cash observations · 92 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,235-$2,41492 hospital files · as of 2026-07-15
73222MRI upper extremity joint (with contrast)MRI · Medicare ref $292$7502 independent cash observations · 90 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,373-$4,35690 hospital files · as of 2026-07-15
73223MRI upper extremity joint (without & with contrast)MRI · Medicare ref $358Ask for quote91 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$1,486-$4,35291 hospital files · as of 2026-07-15
97116Gait trainingpt · Medicare ref $28Ask for quote104 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$79-$118104 hospital files · as of 2026-07-15
97140Manual therapypt · Medicare ref $27Ask for quote101 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$79-$136101 hospital files · as of 2026-07-15
97112Neuromuscular re-educationpt · Medicare ref $31Ask for quote104 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$79-$124104 hospital files · as of 2026-07-15
97163PT evaluation high complexitypt · Medicare ref $94Ask for quote104 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$223-$364104 hospital files · as of 2026-07-15
97161PT evaluation low complexitypt · Medicare ref $94Ask for quote102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$158-$275102 hospital files · as of 2026-07-15
97162PT evaluation moderate complexitypt · Medicare ref $94Ask for quote105 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$193-$322105 hospital files · as of 2026-07-15
97164PT re-evaluationpt · Medicare ref $65Ask for quote102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$137-$538102 hospital files · as of 2026-07-15
97535Self-care/home management trainingpt · Medicare ref $31Ask for quote104 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$79-$130104 hospital files · as of 2026-07-15
97530Therapeutic activitiespt · Medicare ref $33Ask for quote102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$79-$120102 hospital files · as of 2026-07-15
97110Therapeutic exercisept · Medicare ref $28Ask for quote103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$81-$124103 hospital files · as of 2026-07-15
76700US abdomen completeultrasound · Medicare ref $107$2002 independent cash observations · 105 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$524-$1,008105 hospital files · as of 2026-07-15
76705US abdomen limitedultrasound · Medicare ref $81$2002 independent cash observations · 106 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$436-$749106 hospital files · as of 2026-07-15
76882US extremity limitedultrasound · Medicare ref $60$2002 independent cash observations · 101 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$302-$524101 hospital files · as of 2026-07-15
76856US pelvic non-OB completeultrasound · Medicare ref $98$2002 independent cash observations · 102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$444-$730102 hospital files · as of 2026-07-15
76536US soft tissue head/neck (thyroid)ultrasound · Medicare ref $101$2002 independent cash observations · 102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$429-$667102 hospital files · as of 2026-07-15
71046Chest X-ray 2 viewsX-ray · Medicare ref $31$752 independent cash observations · 107 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$196-$343107 hospital files · as of 2026-07-15
71045Chest X-ray single viewX-ray · Medicare ref $24$752 independent cash observations · 102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$160-$281102 hospital files · as of 2026-07-15
73610X-ray ankle 3+ viewsX-ray · Medicare ref $34$752 independent cash observations · 102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$196-$359102 hospital files · as of 2026-07-15
73130X-ray hand 3+ viewsX-ray · Medicare ref $35$752 independent cash observations · 105 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$203-$381105 hospital files · as of 2026-07-15
73560X-ray knee 1-2 viewsX-ray · Medicare ref $32$752 independent cash observations · 103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$224-$445103 hospital files · as of 2026-07-15
73562X-ray knee 3 viewsX-ray · Medicare ref $39$752 independent cash observations · 103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$251-$523103 hospital files · as of 2026-07-15
72100X-ray lumbar spine 2-3 viewsX-ray · Medicare ref $38$752 independent cash observations · 102 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$262-$411102 hospital files · as of 2026-07-15
73030X-ray shoulder completeX-ray · Medicare ref $33$752 independent cash observations · 103 hospital files · CMS Medicare referenceVerify in APCD / planOfficial source; no mapped benchmarkOpen official source$245-$501103 hospital files · as of 2026-07-15